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What is Cardservice International®:
Cardservice International is a Payment Solution Provider that offers a low cost, highly reliable Merchant Account. A Merchant Account is needed to be able to accept credit cards. It is separate from a bank account, and is a necessary feature to enable real-time credit card processing. The Merchant Account Provider is responsible for placing the funds into the Merchant's bank account.
How it works:
When a customer places an order online, and it is approved by the payment gateway (i.e., Authorize.net), this approval is then sent to the Merchant Account Provider (Cardservice). The Merchant Account Provider then deposits the transaction funds into the bank account of the Merchant.
Benefits:
1. Instant activation to start processing as soon as you have completed the online application. Final merchant account approval takes approximately 48 hours.
2. Processing for all major credit cards.
3. Settlement of your transactions within 48 hours of the time they are posted.
Support:
Questions and inquires regarding the Merchant account itself are handled directly by Cardservice International.
How to apply:
Click Here to fill out the application for a Cardservice International Merchant Account and Authorize.net payment gateway.
Merchant Account Fees:
(Cardservice International)
| Discount Rate |
2.39% |
| Per Transaction Fee |
$0.25* |
| Monthly Customer Service Fee |
$10.00 |
| Setup Fee |
$99.00 |
* $25.00 monthly minimum discount fee & $0.05 AVS fee per transaction applies.
Authorize.net Fees:
| Setup Fee |
$149.00 |
| Gateway Access Fee |
$20 / mo. |
| Per Transaction Fee |
10¢ |
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